Financial Strategies and Behavioral Insights: Navigating Modern Finance in a Digital Era

Finance plays a crucial role in the development and sustainability of both individual and institutional economic activities. The dynamic nature of global economies, rapid technological advancements, and shifting financial behaviors necessitate continuous exploration and understanding of various financial phenomena. This book, titled Scope Finance, serves as a comprehensive platform that presents diverse studies and insights across critical financial topics, ranging from micro to macro perspectives, and conventional to Islamic finance.

The chapters compiled in this book address various pressing financial issues, including the perception of government financing programs like KUR among MSMEs, the influence of financial management and investment experience on financial freedom, and the strategic navigation of firm value and financial performance within state-owned enterprises. The integration of contemporary themes such as digital financial inclusion, Islamic financial behavior, and dividend payout strategies during economic uncertainties further enriches the content of this book, making it highly relevant to academics, practitioners, policymakers, and anyone interested in understanding financial dynamics in the modern era.

Through empirical research, case studies, and theoretical explorations, this book aims to contribute to the discourse on financial literacy, strategic financial management, and the implications of financial decisions on economic growth and individual financial well-being. It is hoped that the insights provided here will serve as a valuable reference for future research, financial policy development, and practical financial management strategies.